Indiana & Pennsylvania Homeowners • Foreclosure & Pre-Foreclosure Help
If you’re facing foreclosure, falling behind on payments, or just have a house that’s become hard to keep, Jonar Property Solutions helps homeowners in Indiana and the Philadelphia area get a clear, honest look at your options and decide what’s right for you.
Our Mission & Purpose
Jonar Property Solutions was founded on a simple belief: a hard chapter in your life should not define the rest of it.
We’re a locally rooted real estate solutions company serving Indiana and the Philadelphia area that works with homeowners in tough situations — foreclosure, pre-foreclosure, late mortgage payments, divorce, inherited property, costly repairs, or simply a house that’s become a burden. Where big banks see a file number, we see a family, a story, and a chance to help.
Our purpose is to give you clear, honest options and the room to choose the one that’s right for you — even when that option isn’t selling to us. No pressure. No judgment. Just straight answers from neighbors who genuinely want to see you land on your feet.
How We Help Homeowners in Indiana & Pennsylvania
Whatever situation you’re facing, our goal is the same: lay out your options plainly so you can make the call.
Received a notice or falling behind? We’ll walk you through each of your options while there’s still time to use them.
Caught it early? Good. The sooner we talk, the more choices you have — from catching up the loan to selling as-is.
If selling makes sense, we can make a no-obligation cash offer. No repairs, no agent commissions, and you pick the closing date.
We’ll help you understand your options and point you to free resources like a HUD-approved housing counselor.
Stuck with a property you never planned for? We make it simple to sell as-is, with no cleaning, showings, or headaches.
When life shifts fast, so should your options. We offer a discreet, fair way to sell and move forward with a clean break.
Understanding Foreclosure
Foreclosure is the legal process a lender uses to take back a home after the mortgage falls behind. In both Indiana and Pennsylvania, it moves through the courts (a “judicial” foreclosure), and that process takes months — not days. That window is your opportunity.
The single biggest mistake homeowners make is doing nothing out of fear or embarrassment. But the earlier you understand your options, the more of them you have. Waiting until the sheriff’s sale is scheduled removes choices you would otherwise have had.
The Foreclosure Timeline (IN & PA)
You fall behind. Late fees begin, but there’s still plenty of room to act.
Your lender formally notifies you the loan is in default. In Pennsylvania this is the Act 91 notice, which gives you about 30 days to meet with a free housing counselor.
The lender files suit in county court. You’ll be served and can respond.
The court orders sale. In Indiana and Pennsylvania this is usually months out — time to use.
The home is auctioned. Most options close at this stage, so it helps to look at them earlier.
Why Homeowners Choose Jonar
We work in Indianapolis and Philadelphia. We know the neighborhoods, county courts, and local resources in both.
We lay out every option — including ones that don’t involve us — and let you decide in your own time.
Cash offers with no bank financing. If you sell, you choose the closing date.
Your situation stays confidential. We treat every homeowner with the discretion they deserve.
“We don’t measure success by houses bought. We measure it by families who got a second chance and a good night’s sleep.”
— Joe Navarro, Jonar Property Solutions
Know Someone Who Needs Help?
Someone in your life falling behind on their home? Send them our way. If we’re able to help them and buy their home, we pay you $500 at closing — no cost, no catch, no obligation for them.
$500
Paid at closing • Treated with discretion
Your information is never sold or shared.
It costs nothing to understand your options. Call or send a note and Joe will go over them with you — no pressure.
Or call now: (317) 721-4459
Where We Work
We help homeowners in two markets: Indianapolis and the surrounding counties in Indiana, and the Philadelphia area of Pennsylvania. If you’re facing foreclosure in either one, reach out and we’ll go over your options.
Serving Marion, Hamilton, Hendricks, Johnson, Boone, Hancock, Morgan & Shelby counties.
Focused on Philadelphia County and Delaware County (Delco). Also serving Montgomery, Bucks & Chester counties. Philadelphia foreclosure help →