Indianapolis & Central Indiana • Foreclosure Help
If you’re behind on your mortgage, got served with a foreclosure lawsuit, or have a sheriff’s sale coming up, Jonar Property Solutions helps homeowners in Indianapolis and Central Indiana get a clear look at your options before a sheriff’s sale.
Know Where You Stand
Indiana foreclosures go through the county courts. That takes months, which gives you time to look at your options.
You fall behind. Late fees start, but this is when you have the most options.
Before suing, your lender must send a notice that tells you about your right to a settlement conference and where to find free help.
The lender files a complaint in your county court and you’re served. You can respond and ask for a settlement conference to negotiate with your lender.
If nothing is worked out, the court enters a foreclosure judgment and orders the home sold.
Indiana has a waiting period (commonly about three months after filing) before the sale. Indiana has no right to buy the home back after the sale, so look at your options before the sale date.
Call the Indiana Foreclosure Prevention Network: 877-GET-HOPE for a free housing counselor, or any HUD-approved counselor.
If keeping the house isn’t realistic, we’ll explain how selling as-is works and what you could walk away with.
Timeframes are general and vary by lender, loan type, and county. This is not legal advice — talk to an Indiana attorney or housing counselor about your case.
Your Options
Pay what’s past due, with the amount confirmed in writing by your lender.
Work with your lender to change the terms and lower the payment.
A court-supervised repayment plan. Talk with a bankruptcy attorney about whether it fits.
Sell without repairs; the loan is paid from the sale and any remaining equity goes to you.
Ask us how this option works for your situation.
That’s fine. One free call and we’ll go over which options may still be open to you.
Local to Central Indiana
We live and work here. From Carmel to Greenwood and Avon to Greenfield, we help homeowners across Marion County and the donut counties.
Anywhere else in Indiana? Reach out — we’ll do our best to help.
It costs nothing to understand your options. Joe will go over them with you — no pressure.
Or call now: (317) 721-4459